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Smarter Recruitment was first established in August 2002 as recruitment specialists in the Industrial sector. With our meteoric growth 2004 saw the launch of 2 new departments, Commercial and Care Services.

Not So Smart 0 - - - -20- - - - 40- - - - -60- - - - -80- - - - - 100 Really Smart. Monday, December 31, 2012. So, let me refer you to my discussion. Then drop me a note. Have fun, be safe, and be smart. Monday, May 7, 2012.

Americans for Smart Natural Catastrophe Policy. Risk-based, actuarial pricing for insurance is needed to ensure effective and fiscally-sound protection against losses from natural disasters. Risk-based rates ensure that those most at-risk bear the costs and understand their real risks. This promotes safe building and development, encourages mitigation, and protects the environment.